If you receive SNAP benefits (also known as EBT or food stamps), you might be wondering if you can use your EBT card to purchase meals at fast food restaurants. While it’s a convenient option, there are important things to know before heading to the drive-thru.
Do Any Fast Food Restaurants Accept EBT?
Currently, most large fast-food chains do not accept EBT as a form of payment directly. This is because federal regulations for the SNAP program require hot, prepared foods to be ineligible for purchase with EBT benefits. However, there are exceptions and ways to use your EBT for convenient meal options.
The Restaurant Meals Program (RMP)
The Restaurant Meals Program is a state-level program designed to allow qualifying SNAP recipients to use their benefits at approved restaurants. Eligibility usually includes the elderly, disabled, or homeless individuals who may not have the means to prepare their own meals.
Here’s how to find out if your state participates in RMP:
- SNAP Retailer Locator: Visit the USDA’s SNAP Retailer Locator (https://www.fns.usda.gov/snap/retailer-locator) and see if the listed restaurants near you accept EBT.
- State Benefits Website: Search your state’s SNAP or human services website for information on the Restaurant Meals Program.
- Contact Your Local SNAP Office: Call for information on program availability in your area.
Fast Food Workarounds (Even if RMP Isn’t Available)
- Grocery Store Options: Many grocery stores include hot food or deli sections. These prepared foods are often EBT-eligible if sold cold, allowing you to bring them home to heat up yourself.
- “Combo” Purchases: Some retailers or gas stations selling both EBT-eligible items (like snacks and bottled drinks) and prepared foods may allow you to purchase them under a single transaction using your EBT card.
Important Considerations
- Restrictions: Even if your state is part of RMP, not every fast-food restaurant may participate. Always check beforehand.
- Limited Options: Menu choices through RMP might be limited to specific, government-approved meals.
- Healthy Choices: It’s important to remember that fast food, even when bought with EBT, may not provide the most nutritious food options.
Related Questions
- Can I use EBT for food delivery? In some areas, services like Instacart and Amazon now accept EBT payments for online grocery orders. Fast food delivery through apps like DoorDash typically does not accept EBT.
- What other stores accept EBT near me? Your EBT card can be used at a wide range of retailers, including grocery stores, farmers’ markets, some convenience stores, and even online retailers in select cases.
Statistics
- RMP Growth: Participation in the Restaurant Meals Program is growing, indicating a widening need for this service. There are currently seven states participating in the program.
- SNAP Impact: The SNAP program helps feed millions of people in the United States who face food insecurity.
Conclusion
Though purchasing fast food with EBT is currently limited, options like the Restaurant Meals Program and creative workarounds may offer solutions. Always know your local state resources and make healthy choices whenever possible.